Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Equity Release, sometimes called a ‘Lifetime Mortgage,’ lets you unlock the tax-free cash tied up in your property without needing to move or sell. You can either borrow against your home’s value or sell a part or the entire property for a lump sum or regular income. Some plans even allow you to access more funds later if needed. Available to homeowners aged 55 or over, Equity Release can be used for those with or without a mortgage (which must be paid off using the release funds).
Absolutely! As a regulated provider, we’re authorised by the Financial Conduct Authority (FCA). If you take out a lifetime mortgage with us, we guarantee you or your estate will never owe more than the sale price of your home, as long as it's sold for the best possible price.
The choice is yours. Whether you want to renovate your home, buy a new car, pay off debts, or simply enjoy a more comfortable retirement, the funds are yours to use as you wish. The possibilities are endless!
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Barton on Sea, we are dedicated to offering professional and personalised mortgage and equity release advice to help you make the best choices for your financial future. With years of experience in the industry, our team is well-equipped to guide you through the entire process of equity release, whether you're looking to unlock the value in your home or find the right mortgage product.
We understand that your home is often your most valuable asset, and we're here to help you make the most of it. Whether you’re considering equity release to boost your retirement funds or simply want more flexibility with your finances, we provide clear, straightforward advice that’s easy to understand.
Our services are designed to take the stress out of managing your finances, offering tailored solutions that suit your individual needs. We’re committed to ensuring that all our clients receive the best possible guidance, and we pride ourselves on our ethical approach.
Here’s what to expect when you work with us for equity release, if you live in Barton on Sea.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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